Vol. 01Money & mindEst. 2026

Faceless Man Talks

The Faceless Man Talks host: a faceless, marble-white figure with wavy silver hair, a light grey three-piece suit and a royal blue tie

Latest Why $100K Earners Still Live Paycheck to Paycheck

I'm learning about personal finance, money mindset and self-improvement, and sharing what I find along the way.

01Now showing

Start here

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These are videos about money, habits and building something of my own, made while I learn. If one of them helps you, that's a win.

Latest episodeNew

Why $100K Earners Still Live Paycheck to Paycheck

4 min 47 s

Most people think living paycheck to paycheck is an income problem, so they chase a bigger salary. But nearly half of Americans earning over $100K still live that way, because the number that matters was never your salary.

Chapters 7
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02Pull up a chair

No face. No flashy cars. Just learning out loud.

I started this channel to get better with money, and with myself. I read the research, run the numbers and share what I find. I won't always get it right, so take what helps and leave the rest.

The faceless host thinking, hand on chin, in a light grey three-piece suit

What I'm learning about Tap a card to flip it

  • FMT Money

    Money

    Budgeting · Saving · Investing basics · Cash flow

    •••• 0001 CardholderYou StatusLearning
    • Where the money actually goes
    • Budgeting that doesn't feel like a cage
    • Saving and investing basics
    See the latest episode
  • FMT Mindset

    Mindset

    Discipline · Habits · Focus · Confidence

    •••• 0002 CardholderYou StatusLearning
    • Habits that are easier to keep
    • Discipline when motivation fades
    • Focus in a noisy world
    Try the habit numbers
  • FMT Making

    Making

    Side income · Useful skills · A first business

    •••• 0003 CardholderYou StatusLearning
    • Turning interests into income
    • Skills worth the time
    • Starting small, on the side
    Come along

03The compound lab

Small things, repeated.

Something I keep relearning: small amounts and small habits add up over time. Play with the numbers and see for yourself.

The faceless host checking his wristwatch

Put away $200 a month for 30 years, and at a steady return it could grow to

$0

You put in $0 Growth $0

Just an illustration to show the idea. The money view assumes a steady yearly return, compounded monthly, with no fees or taxes. Real life is messier, and this is not financial advice.

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See you in the next one.

Pull up a chair. Let's figure it out together.

I share what I learn about money and self-improvement as I go. If that sounds useful, come along.

And remember… I'll be cheering you on, from afar.